Tag Archives: loans

Judge Rules Against Bank’s “Repulsive” Behavior

By admin | Published: November 27, 2009
In a very unusual legal decision, Judge Jeffrey Spinner ruled against a California bank that he said behaved in a “harsh, repugnant, shocking and repulsive” manner. The ruling against OneWest and the IndyMac mortgage division has relieved the homeowners of their $291,000 original mortgage, as well as, $235,000 in interest. The judge wrote that OneWest’s [...]
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Re-finance A VA Loan

By Realter | Published: June 14, 2009
IRRRL Facts for Veterans IRRRL stands for Interest Rate Reduction Refinancing Loan. You may see it referred to as a “Streamline” or a “VA to VA.” Except when refinancing an existing VA guaranteed adjustable rate mortgage (ARM) to a fixed rate, it must result in a lower interest rate. When refinancing from an existing VA [...]
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VA Mortgage: Pre-Loan Frequently Asked Questions

By Realter | Published: June 14, 2009
General questions about VA loans that may arise BEFORE you get one Q: What is a VA Guaranteed Home Loan? A: VA guaranteed loans are made by private lenders, such as banks, savings & loans, or mortgage companies to eligible veterans for the purchase of a home which must be for their own personal occupancy. [...]
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Am I Eligible For A VA Loan?

By Realter | Published: June 14, 2009
Veterans Mortgage General Rules for Eligibility Military Service Requirements for VA Loan Eligibility: Note: Applications involving other than honorable discharges will usually require further development by VA. This is necessary to determine if the service was under other than dishonorable conditions. Wartime – Service During: * WWII: 9/16/1940 to 7/25/1947 * Korean: 6/27/1950 to 1/31/1955 [...]
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